Savlon

Holiday first aid

Are you covered while you're away?

The subject of holiday insurance and medical cover for tourists and travellers can be complex, but if you make sure you have the right paperwork and adequate insurance where it's needed, you can relax and enjoy your break.

Most countries in Europe have agreements with the UK to provide free or reduced cost emergency medical aid in the event of accident or illness. Although it's not essential, a European Health Insurance Card (EHIC), available at your Post Office, will make things more straightforward if you have to visit a doctor or hospital while you're away.

Beyond Europe, however, many countries have no such arrangement, including popular destinations such as the USA, Canada and India.

If you're travelling to one of these countries, it's essential you check with your agent to see what insurance you need and what paperwork, if any, you need to complete.

When you consider the cost of treatment, hospital stays and emergency evacuation can run into hundreds of thousands of pounds, a few pounds extra on your holiday seems a small price to pay for peace of mind!*

Travel insurance policies are readily available from your travel agency, The Post Office and online. You can also seek advice on which policy is best for you from a qualified independent financial advisor.